Most frequently asked questions about Open Enrollment

Change is not a four-letter word. It’s a good thing.

Certain plans allow changes at ANY time of the year, not just during Open Enrollment. (Some rules apply).

Whether it’s a Medicare Supplemental Insurance or a Medicare Advantage plan, the Ask Tracy B. team can help!

Medicare supplements cost as little as $33 a month. The Part C Advantage Plan starts at $0 a month. Most clients save $60 a month or as much as $4,000 a year.

At Ask Tracy B. after you answer 2-3 quick questions, we offer you the best options available. After that, you let us know which you prefer. The choice is yours.

Yes, some companies are offering better prescription drug formularies and reduced premiums.

In San Diego, California there are twenty-eight Part D Rx plans. To make your decision easier, we have a quoting tool that rivals the competition – giving you the best price, deductible and prescriptions.

First, to start your quote, we need a list of your current prescriptions. Then, let one of our Ask Tracy B. team members look at your medications list, outline your options and offer solutions that result in the best decision for you.

Yes, there are “High Deductible” plans available. Premiums start at $33 a month. You can see any Medicare doctor in the country with a high deductible.

If the words “high deductible” worry you, then consider a Reserve Fund Annuity. This money is yours and it funds the co-pays if you ever need it. You earn interest and keep your money.

Stay insured, protect your health and your wallet with premiums that work for any budget.

Yes, a team member can assist you with this process and guide you every step of the way. It’s best that we talk right after you turn 64 so that together we can put a plan in place to safeguard your medical future.

Drop us a line at Tracy@AskTracyB.com, give us a call at 855-717-CARE (855-717-2273, or Click here to schedule an appointment.

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